Older homeowners now have an extra home finance product to consider – retirement interest-only (ROI) mortgages. These products allow homeowners to pay monthly interest on their loan until they die, sell their house or go into long-term care. At this point the loan is repaid by selling the house. Lifetime mortgages are very similar. These …
Lifetime mortgage or retirement interest-only – which is right for me? Read More »
According to research from Scottish Widows more than 58% of men in the UK with dependent children have no life insurance. A staggering number considering the implications of not having life insurance should something happen to you. The survey also found that 20% of dads admitted that their households would not survive financially if they …
Building up a credit history is not always easy. And, whilst the conventional method would have been to take out a credit card many of the younger generation don’t have or don’t want a credit card. There are however other forms of finance available. Whilst it might be harder to gain access to good loans …
How to build credit history without a credit card Read More »
Post Office Money is offering up to £120,000 worth of free life insurance to parents with a child/children age four or under. Each parent can apply for one policy per child that is worth £15,000, up to a maximum of 8 children, and will last for a whole year. Parents must be aged between 18 …
Free life insurance for parents – is it worth getting? Read More »
