Month: June 2018

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Lifetime mortgage or retirement interest-only – which is right for me?

Older homeowners now have an extra home finance product to consider – retirement interest-only (ROI) mortgages. These products allow homeowners to pay monthly interest on their loan until they die, sell their house or go into long-term care. At this point the loan is repaid by selling the house. Lifetime mortgages are very similar. These …

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How to build credit history without a credit card

Building up a credit history is not always easy. And, whilst the conventional method would have been to take out a credit card many of the younger generation don’t have or don’t want a credit card. There are however other forms of finance available. Whilst it might be harder to gain access to good loans …

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