About Us

As Alternative Financial Planners, we want to tell you the TRUTH about your money and whether you will be able to live the life you live now in the future.

Whether you are buying your first flat, getting married, having children, investing in a holiday home or planning your retirement, Custodia Estate Planning can make it happen. We help clients achieve their goals by providing the right investment, funding and insurance advice.

Relations with our clients

Custodia Estate Planning is dedicated to treating customers fairly. As part of this, we have established a client agreement for clients. Custodia Estate Planning aims to invest, mortgage and insure any property, anywhere in the UK. We also arrange cover to protect you and your family against any unforeseen circumstances. While we strive to help all applicants, our advisers are not compelled to assist with every transaction.

Why Us?

We act openly and fairly
We exercise the utmost care and professionalism
We are transparent in everything we do
We look for longevity in all our professional relationships
We are register with the Information Commissioner's Office
We carry out regular training to ensure we are on top of our industry standards

How is our service delivered to you?

Stage 1

Lifestyle Planning:

We have an Initial call, online meeting or in my office where you tell me about you and your current situation and the things you want to do. There is no charge at this stage as this is at our cost. This usually lasts around 45-60 mins.

Stage 2

Financial Planning

With the information gathered from our 1st meeting, we will create a financial plan which will identify your ‘X’, how much you will need to lead your current lifestyle to an age 100.

This will show you if you will to much or to little when you get to age 100. If you have too much, we can plan based on your goals or if you do not have enough, I can provide options to achieve your goals. At the end of this meeting, you will need to decide if you want to instruct my services.

Stage 3


This is where I put in place the financial products you need to achieve your financial goals.

Our Team


Criag Jardine

Independant Financial Adviser

Amy Titchener-Barrett

Back Office Support
Viral Patel

Viral Patel

Financial Planner & Mortgage Broker

Kyrie Llewellyn

Case Handler

Sourcing Experienced...

Protection Specialist
Laura profile

Laura Jones

Case Handler

Executive Support


Chris Nairn

Compliance Manager

Alex Darlow

Investment Paraplanning

Mark Hobbs

Complaints Manager

Latest Blog/News

Mortgage Payment Holiday

FCA’s Press Release on Mortgage Payment Holidays

The FCA released a press release on Friday 22nd May 2020, any these impact you ...
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When is the best time to remortgage?

A remortgage is where you take out a new mortgage, often with a different lender, ...
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What should I ask my mortgage advisor about Lifetime Mortgages?

Taking out a Lifetime Mortgage is a big decision, which is why it's always worth ...
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Why are more women interested in lifetime mortgages?

Research carried out by the Equity Release Council found that single women over 55 accounted ...
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When should I remortgage? Could it save me money?

A national survey recently conducted by Which? found that over 1/3 of mortgage borrowers are ...
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What does a mortgage broker do?

Did you use a broker last time you took out a mortgage? According to a ...
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Custodia planning is an extremely professional and helpful company. Could not stress this anymore. I have used them for two properties and as...
3 weeks ago
George Morton-Clark
I had a great experience with Custodia planning. Viral handled the case extremely well and got us the best deal for our needs. There were...
3 weeks ago
Saulo Consalter
Viral provides a really high level of service and really takes the time to understand requirements before presenting a solution. It’s very reassuring to know that...
a month ago
Drijen Shah


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