Defaqto is a service that compares financial products. Defaqto Ratings are ratings based on facts rather than opinions. Ratings are given to products based on the features and benefits they offer.
When you’re shopping for life cover, critical illness protection and income protection, you want to know you’re getting the best deal possible with a company you can trust to payout when you need it most.
With huge differences in cover and price, varying customer reviews, and so many options from different brands, the choice can feel overwhelming.
Defaqto experts do all the hard work for you and research into every single product there is on the market.
The ratings help you to identify insurance companies that consistently payout because they underwrite their policies correctly.
It’s a common assumption that insurance companies don’t pay out if they don’t have to. This does happen but more often it’s due to non-disclosure and the responsibility of this lies with the applicant.
When you’re shopping for life cover, critical illness protection and income protection, look out for Defaqto ratings so that you can make your decision based on quality instead of price alone.