Dying isn't your biggest financial risk

IT'S NOT BEING ABLE TO WORK.

OR ACTUALLY LOSING ONE.

SEE HOW INCOME PROTECTION CAN HELP YOU.

GET THIS GUIDE.

OR REQUEST A FREE PERSONAL REPORT HERE.

WHY CONSIDER INCOME PROTECTION?

IT REPLACES PART OF YOUR INCOME

Income protection comes in as a replacement for a part of your income when you can't work because of illness or have become disabled.

Income protection can protect you from spending your own savings and the wealth you've accumulated over the years. 

Income protection covers most illnesses that leave you unable to work, either for short or long term - depending on your policy.

An income protection insurance can let you claim as many times as you need to, while your policy lasts and allows to. 

1M

WHY INCOME PROTECTION MATTERS?

Illness or injury that stops you from working for a while is a much bigger risk than sudden death. Almost 1M people every year are off work for a month or more as a result of serious sickness or injury*. 

THIS CAN HAPPEN TO ANYONE. TO YOU.

*Department for Work and Pensions, February 2014, accessed October 2018.

OUR PARTNERS/AFFILIATIONS

SAMPLE COMPUTATION

Client: Mrs. Smith

Gender: Female

Age next birthday: 43

Smoker: Non-smoker

Occupation: Accounts Clerk

Pre-tax earnings: $5,000 a year

Outgoings: £1,750 a month

Savings: £5,000

Here's an example of what it might cost to insure 65% of the first £15,000 of Mrs. Smith's £5,000 pre-tax earnings, plus 55% of the remainder. This is based on her age, occupation and that she's a non-smoker. It doesn't take account of her medical history, though, so if she had or still have health problems, the premiums could be higher. Certain conditions could be excluded from her plan or she may be unable to get cover.

TAILORED PLAN TO SUIT MRS. SMITH's NEEDS AND BUDGET

Just like Mrs. Smith's!

YOUR COVER COULD BE MORE AFFORDABLE THAN YOU THINK

Just like Mrs. Smith's!

"Viral Patel was our mortgage broker and worked closely with my husband and myself to secure the best possible deal. He was fast in getting us quotes and acting as a agent mediating communication among the solicitor, property agents and us. We appreciate all his efforts!"

GET YOUR FREE PERSONAL REPORT

Just like Mrs. Smith's!