Get the Best out of Your Home

See if Equity Release is right for you

What is Equity Release?

Equity Release can give eligible homeowners aged 55 or older access to some of the money tied up in the value of their property.

These plans could allow you to take cash from the value of your home, without having to move out. If you own your property outright or if your property’s worth more than any loans you have secured against it, then you’ve more than likely got equity tied up in your home.

Why Consider Equity Release?

  • Get funds for home improvements or adaptions

  • Have enough to pay-off existing loans and debts (eg: interest-only mortgage)

  • You want additional retirement income

  • Funds for later life care at home

  • You want to help family and friends get on the housing ladder

Retirement is something to be celebrated

The kind of Equity Release we offer is LIFETIME MORTGAGE.

A lifetime mortgage allows you to take out a mortgage against your main residence while retaining ownership

Benefits of a Lifetime Mortgage

You're still the homeowner

You still own your home and you can live there until you move into long-term care or pass away

Tax Free

Any cash released to you is tax-free

Leave Inheritance

Although equity release reduces your home’s value, any remaining money left in your property will be left to your estate

Flexible

With a portable plan, you can take the plan with you if you move

Are you elligible?

To apply for Lifetime Mortgage:

  • You must be aged 55+

  • The property must be your own residence

  • You keep ownership of your home

The amount of equity you can release depends on several factors such as age, property value and property type.

How to Apply?

1. Get on a call with us

Let's talk about your options.  Our discovery calls are free for the first session. Or you can send us a message and we'll call you.

2. Decide

Take the time to think about your options.​ If you decide to move ahead, our team will help you do the paperwork until approval.

3. Complete

We will call you about your application and guide you to the next steps.​ We will discuss your plan and necessary steps to take to ensure that you're getting the best out of your mortgage.

Join our Happy Customers

"Viral Patel was our mortgage broker and worked closely with my husband and myself to secure the best possible deal. He was fast in getting us quotes and acting as a agent mediating communication among the solicitor, property agents and us. We appreciate all his efforts!"

"Viral Patel is a truly exceptional mortgage broker. He has dealt with one of my clients with a degree of patience and expertise that I have not found previously with another broker. He completed all remortgages at a significant reduction in cost and with such diligence and promptness that the client was left feeling that she had had a truly great experience."

"I suspect when it comes to mortgages most of us assume that we can probably do the job of finding a good mortgage just as well as any broker. I found the reality is far from true and I can testify to the fact that but for Viral Patel's consummate professionalism and dedication, my family would not enjoy the financial position they are in today."

"Viral is a real star. He delivers every time and each time. Not only Viral find the best mortgage offers but he gave an extremely efficient and professional service. He is exceptionally knowledgeable. I am his regular customer and definitely recommend him."

"Viral got me a mortgage which I could manage on a single persons income.
Its coming up to 3 years and everything still going well.
Viral and I worked well together. Communications was constant and friendly. Everything was explained in layman’s terms. He made me see the outcome in a positive light."

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